We are thankful that you have insurance!

CareCredit
It is our mission to provide you with affordable, high-quality treatment that fits your budget! For your convenience, we offer CareCredit as an outside financing source. CareCredit offers a variety of payment plans, from no-interest financing to extended payment plans, all with low monthly payments. For more information or to apply online, visit www.carecredit.com.

Our office staff understands dental insurance and we can assist you in obtaining the maximum benefits specified in your contract. It is important that you realize, however, that your dental insurance is a contract between you, your employer and the insurance company. We are not a party to that contract. This office files your insurance claim as a courtesy to you.

Also, our fees generally, but not necessarily, fall within the usual and customary fee structure determined by your insurance company. Each insurance company updates this fee structure at 12-month intervals, based on fees for the previous 12-24 months. Therefore, the fee schedule they consider “usual and customary” is actually 24-36 months old. What determines the percent they pay is how much your employer is willing to pay for your plan. Each insurance company sells a variety of plans that provide different benefits based on which plan your employer has chosen. Our insurance coordinator can show you examples of the same fee submitted to three different insurance companies, each which observe different “usual and customary” levels.

Not all dental services are a covered benefit in all insurance contracts.

You (not the insurance company) are responsible to us for the entire fee for services rendered for you.

For patients who have insurance, an estimate will be given of the benefits that an insurance company is expected to pay, and any co-payment is expected at the time services are rendered. We employ sophisticated software that tracks the actual payments we receive for various services. Although this is normally very accurate, it is not 100% accurate.

Again, we are glad you have dental insurance and we will do everything we can to help you receive your maximum benefit.